The ingennity of sorne insurance companies iia devising ways and rneans for evading responsibility is equaled by nothing on earth. A claim was receritly made against an accident insurance company for indemnity by a pliysiciau who had met with an injury in a very peculiar fashion. Pie had been ill as the result of an accident received some time previeras, but was partly recovered. While driving he was seized with a spasm, and great exhaustion overcame hini. He stopped his horse and proceeded to administer a hypodermic injection of some powerf ui stimulant to which he resorted in siich emei'gencies. Just as he was about to iusert the needie lus horse started. The needie was driven deep into the flesh, inflictiug a severe and painfnl injury. He sned for indemnity, he being disabled for 22 weeks. The judge dismissed the complaint on the ground that the injury was not caused through esternal violent and accidental means in the intent and purpose of the policy. This decisión will strike the average thinking individual as somewhat peculiar. If a mishap diie to the sudden starting of a horse is not an accident, it might be interesting to know how the word could be defined.