Denver, Aug. 23. - The twenty-fourth annual meeting of the American Bankers' association convened at 10 o'clock at the Broadway theatre. Most of the 500 delegates expected were in their seats when President Joseph C. Hendrix rapped for order. Chancellor W. E. McDowell of Denver university invoked divine blessing. After roll cali Governor Alva Adams of Colorado welcomed the association to the state. Governor Adams, himself a bank president, made a rather lengthy address in which he goodnaturedly criticised many of the methods of modern banking. He advocated a postal savings banking system and a government guarantee for all deposits in national banks. He predicted an era of prosperity to follow the season of uncertalntj' produced by the war with Spain and a great widening of operatioñs and infiuence of American financiers. Joseph A. Thacher, president of the Denver clearing house, deüvered an address of welcome on behalf of Denver bankers. President Hendrix spoke in response to the words of welcome, folieiving thore remarks witb b;s annua! addreRK to tho ateociatioii. Secretary James R. Branch then read his annual report. The secretary, who appeared in his uniform of major of the Seventh T'nlted States immune infantry, was received with enthusiastic a.pplause.