The yoiing man was either an optimist or the possessor of a Harveyized steel armor plated aerve. Perhaps he was a Hule oí both. A short time agro he carne to the conclusión that he would like to usure his Ufe. With this object ín view he made appllcation to a prominent company. After filling up the necessary form he I received an invitation to cali upon the medical offieer of the company aud undergo the usual medical examination. Ín due course he presented himself at the office of the examlning physlcian. Requesting the young man to remove hls coat aud vest, the doctor produced . stetho.scoiie and began hls examination. All at once he stopped and regarded tin; candidate with an expression of alarm. "Young man.'' he said, "do you think you can bear a shock V" "Oh, I think so!" was the cheerful response. "Fire away and let me hear the worst." "You have only one lung!" announced the doctor solemnly. "Well, what of that?" retorted the ?andidate, with the utmost composure. "I never told you I had any more, did I?1' "And yet," said the doctor, "you apply to a respectable company for a policy of life insurance. Do you expect to get it?" "I eertainly do- not only that, but I think 1 ought to get it at a substantial reduction in the premium." "Upon what ground, may I ask?" "Upon the ground that, having ouly one lung, 1 am 50 per cent less liable to I contract cousumption than if I had two '