As is too well known, tlie insurance eompanies doing business in this State have a close compact, or pool to keep up rates. Tlie recent pool of tlie railroad systems was broken by tlie Iutor-Stair Commerce Commission. Now, it is proposed at Lansing to pass a law bmktnc up the insurance monopoly. This is as it should bc, tor their compact keeps up rates at an exorbitant figure. For instance, the insurers of property in this State are paylng this year nearly $300,000 more per vear for game amount of insuranoe than was puid before the pool was effected. During the last two years the average rato of insurance was $1.00 per thousand tbroughout the United States, while in Michigan it was $1.41 for the same period, being $0.41 higher la this State wich the pool than the average iu all the other states of the Union. The Codrier has repeatedly called the attention of lts readei s to the outrageous charges of the pooled companies in this city where the same high rates are imposed on us with hydrants and an excellent water system as were held when we had only an occasional cistern and a hand flre-engine. The insurance companies take out of Ann Arbor every year over $50,000 and there bas been no year when they have paid $10,000 back for burned property. Now, if these insurance companies have thcir pool declared illcgal they will have to compete with each other just as our merchants do, thus just as gootl and safe insurance can be efl'ccted at reasonable rates. This wouk! especially help manufacturera, many of whom at present are getting their iMnnnoe outode of the companies authorized to do buuneM in the State. It bas passed the House and Is before the Sen ate.