A Brief Description Of The System

The Banks issue to their Agents a large nurhber of gummed stamps, similar to postage stamps, each one Df which, whea pasted in one of the Bank's " NICKEL SAVINGS BOÜKS," has the value of five cents. Any person desiring to open a Savings Bank Account goes to the Bank's nearest agent, buys one or more stamps and receives free a NICKEL SAVINGS BOOK, each page of which is divided into twenty spaces of such size that one five cent stamp may be readily pasted within each square. When all the squares on the page are thus fllled, the leaf represents $1.00. The depositor now filis out in ink the signature slip attached to the back inside coyer of lis book, and takes the book to an agent who tears out the leaf and the signature slip and sends both to the Bank, ivhich files away the signature slip and issues a regular deposit account book, showing a credit to the depositor of Ji.oo. This book is delivered through the agent to the depositor. The depositor then begins to fill another page .vith stamps, and when it is full he writes his name on the back of the leaf and sends it to the Bank through the igent. All money deposited in the Bank before the fifth of the month, draws interest from the first of the sama nonth. All sums deposited after the fifth of the month, draws interest from the first of the following month. Whenever the depositor is twelve years of age, or under, the bank issues a handsome and durable Silver and Gold Face Deposit Card instead of a Deposit Book, when the first dollar's worth of stamps is deposited; but just as soon is the holder of the card has $5.00 or more deposited in the bank, he receives a regular deposit book. Money leposited by the holder of the card draws interest and can be withdrawn just the same as though the regular deposit nooit had been issued.