How Rich Men Work

I he hardest working men aud hardcst working iustitutions in New York, iré those which are tho most suecessful. To the outsiders it seems an easy thing to mako monoy and keep it. Banking was easy work a few years ago, and is dow iu the old fashioned institutions which have no country and üo fortign exchange. But no factory or machine shop keeps men on the jump as does a live b;ink in this wide-awake city. I was in one of these instit.utionsyesterday which is not yet ten years old. lts arniy of olerka have to be on hand early in the morning, and they cannot Icave until their dny'a work is done, which is often not till long after gas is üuhted. It capital is two millions, its daily reeeipls seven million dollars. It receivos daily froni two huudred and fifty to fonr hnndred letters, all of which havo to be registered and answered before the business of the day ends. No bank clerk on tho H&lacy of a thous ind dollars a year goos to his baak a-í regularly, or works as many hours, iis Wm, B. Astor, who countft' up Ij is forty raillioris. His little otie-story office, a step or two from Broadway, ntj Prineo street, vvith its iron b:irs, making it re semble a pólice prison is the den where he performs his daily toi), and nút of all his wdaüh and labor gets he only " his victualsand clothes.1' Ho atteiid- pWsoniiliy o all his business, kaows every dol iar of rent or incoine that ín to beceuio due, pays out every dollar, maken his en tries in his own hand, and obliges his sabordinates to coaie to hitn for information, while he does not go to tbem - He generally comes, d'iwn in the omnibus atan early hrur of tlie day, aud remaina closely absorbed in business until five o'olock. He rarely takes exercise, and finds his pleus-are ín the closest attention to business. A friend ot mine rode to Washington svi'h him in tho saine car Irom New York. He üeithr gpoke nor got out oí his seat, and hardlv moved from Jersey Oity to Washington. - He usually leaves his office at five o'clok, and walksslowly up Broadway to Lafayette Place, He is over six ieet high, heavily built, witb a decided Germán look, smal] hazy eyes, as if he was half asleep, head round as a puinpkiu and about as destitute oí huir, Ho lé exceedingly hospitablo, and in the " se'ison " gives a dinuer to his friends weekly, at which tbe richest vianda, on services of gold and silver, are presented 'by liveried servante to kis guests. Commodore Vanderbilt never worked harder in his life, never worked more hours than now. He has a confidential clerk who works like a pack horse, who has been in his employ for thirty years. Besides this, Vauderbilt does his own business, makes and exeeutes his own contracta, and this. witb the business he does on twenty millione, is no email toil. The commodore goes down to his busines regnlarly every day, and can be found at certain hours. His only recreation, euchre and fast horses. Moses Taylor, whose dividend from his ooal stock alone thi year reached the pretty little sum of a million of dollars, began business in New York whea ho was sixteen years of age, kept his own books with his own hands, and has done so ever siuee. His Ubrary in his house on Fifth Avonue is a regular workshop. Every night he brings np his business with his own hand. His vast business personal to himself, and his business as trustee, are kept by him self. He makes all the original cntri' s of every sort and kind, and goes to his office for no iuformation, and he knows just how things musü be there to be right. And should every record kept by his book-keepers and clerks be destroyed, it would make no difterence wilb hitn for he bas the origináis in his own hands. Many marchants spend the aiteruoon in ridiug, or in games, or in the excitement of tne evening stock board, but Mr. Taylor flnds his recreation in a bath, a good dinner, a comfortable siesta, and an evoning dcroted to work. Sucli a man would make rnonev