Insurance

The subject of storm insurance is urought up about once a year, when the ;ornadoes have made their ancual vistations in April, May and June, and nat now it is especially talked of in connection with the cyclone that swept over central Iowa a week ago. Tliere 8 no very obvious reason why damages from atorras on land may not be insured dgainst as well as those which come from storms upon the water. It is the same forcé of wind that wrecks a vessel and unroofs a house, and tho waterppoufc is evider.ce that the cyclone travels on the ocean as well as on the prairie. The ordinaiy flre policy only covers oss that actually comes by lire. IC a ïouse is blown down and then burned, ;he insurance company pays no more ihan the houso was wortli after it was lown down and before the flre took it. Some companies issue policiea which 50 ver datnage by Jightning, even when ;here is no lire, and the next step will ae toinsureagainst damage from wind, ïail ind