Unotherized Insurance

Home inrarance oompanieg that are not admitted to do business in the tato have been tiying hard t gei the insurandP n At les Almenduiger'a mili The iustiranee board ouglif t.o (ook after (hem. Aoompany that oann.it oomply wjMi the regulatiom made by the state to protaot tluwe who iusme ought not to be patroniqed and tliose who do patrouiae theni are uot deserving of pity ii they discover at the last that they havo been leauiag on a weak reed when los cornos. Corapanies like the Northwestern National of Wiseonsin and scores ofothew w„ miglit name which coniply with the 1b wand soHcit snsusanee througbcstablislied afjencies aud which have a large ca jital and do business in a plain straight forward way can be relied upon. They coiue forward and pay taxes tor the privilege of doing business in this state aud ought to beupheld and sustained in their straightforward course. Companies authorized to do business j in Michigan must every year make a I sworn statement as to' their financial standing and if it is not satisfactory the commissioners of insuranee at Lansing will not allow them to do business any longer in the state. So iar as unauthorïzed companies are concerned they pay no taxes, make uo reports and all the insured has is the word of an unknown represeutative As to its standing and abihty to pay a loss, and further they are acfing in direct violation of the laws of the stnte, expressly made for the protection of those who iusure property and in doing a sneaking illegal business of that sort are not one would tbink entitled to the notice of bnsiness men. Genrnlly these companies have not the amount of capital the law requires to allow them to do business in this state. The fact that they refuse to comply with the law is evidence that something is wrong, as by complying with it thev could do a much greater business open and above board than they do now, and in an honrable way. Business men who deire to have insuranee that insures will teer olear of .suoh concerns.